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Deposit in cash or invest for potentially higher returns

With Smarterly you can set up as many different ISA pots as you like (they're all held in one big ISA behind the scenes). If you're not sure whether investing is right for you, try our simple 1, 2, 3 guide...

Cash Deposit Pot

  • Get great rates of interest by depositing your money with one of our partner banks
  • Choose from easy access or notice accounts
  • All fully managed via your Smarterly account
  • FSCS protected and no risk to capital

Investment Pot

  • Potential for higher returns than cash deposits
  • You choose how much risk/return you're comfortable with
  • Simple and easy with ready made portfolios (or build your own if you are an experienced investor)
  • Short term ups and downs for longer term gains
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